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Equipment Insurance

Most businesses rely on common or specialized forms of equipment to complete work and create products. You cannot work if your equipment is not working, and equipment that operates poorly can affect the quality of your work. Equipment vital to your business success needs to be protected with insurance.

Consider whether or not your business could afford to replace stolen equipment or critical business machines damaged by fires, floods, and other weather emergencies, such as tornadoes. Without insurance, even simple events like a power surge or an employee error could cause major damage and imperil your business.

Equipment Insurance Features

Equipment insurance covers you when equipment breaks down. The insurance can cover the cost to repair or replace the equipment, as well as other costs involved in getting your business operational again. Your computers and electronics, for instance, are considered equipment and can be covered in the same policy.

Loss of business income should be part of a proper policy in case loss occurs due to equipment failure. Insurance can cover the cost to replace spoiled stock, or raw material that was ruined by an equipment malfunction. Equipment insurance or business interruption insurance can cover loss of income due to something as indirect as a website going down for an extended period, if you depend on the site for customer orders.

Call a Insurance Shoppe agents today to find out how we can help you make sure all your equipment is covered. We can show you how to keep your business running in the event of an equipment failure. Ultimately, we will help you stay in business when your equipment threatens to put you out of business.

Our Location

Insurance Shoppe - Post Falls

755 N. Regal Street
Post Falls, ID 83854
Main office: 208-773-7531
Fax: 866-800-5014

Our Providers

Testimonials

I have to say thank you to Amanda and her team at the Insurance Shoppe. You have been an incredible help with our coverage needs. What has impressed me most was how you reached out to me directly, without being prompted, to discuss a solution to help improve our insurance coverage and lower our premiums. I have never had anyone reach out like that to lower the amount they collected. The work you did has helped us save $2,000/year on our insurance from what we already thought was a fair, and low, payment. I’m telling all my friends and family to at least discuss their insurance needs with you and the team at the Insurance Shoppe because I know they will be as impressed as I have been. Thank you again for the excellent service. Looking forward to a long lasting partnership.

Cameron Barclift
Three years ago I switched all of my personal insurance to The Insurance Shoppe, including homeowners, cars, boats and camper. Aimee was able to reduce my monthly premiums while still maintaining the same coverage. Their customer service has always been top-notch. I would highly recommend the Insurance Shoppe for your insurance needs. - Judy Kirking

I was amazed at the ease with which the Insurance Shoppe was able to take over my business lines of insurance. They thoroughly review the policies to ensure that we had the right coverage in place and save the company money in the process. They always respond quickly to requests for certificates of insurance and answer any questions I have about coverage promptly. I would recommend them to any business owner that needs a responsive, trustworthy, and cost effective solution for their insurance needs! - Loni Knepper, President, Background Source Intl.

I have been a loyal State Farm customer most of my adult life. I've entrusted our cars, homes and toys to State Farm for many years. After meeting the folks at The Insurance Shoppe, I found that I could get equal or better coverage through their carriers, usually for less money. One at a time, I continue to cancel policies with State Farm and sign up with The Insurance Shoppe. The coverage and premiums are great but the people are even greater. I'm never made to feel like just another customer. Thanks for the great service. - Tom Pray, Sierra Security

Sally at the Insurance Shoppe is awesome; she has taken care of all our business insurance needs and is now taking over our personal insurance, too. Thanks for being there for us. - Ben Keele, QualityByte Computers

Sally at the Insurance Shoppe has been great to work with. Not only has she been able to find me the lowest rates, it's been so easy. They find out what is best for me, and then they make it happen. They take care of all my insurance needs. - Dr. Jeff Priebe, Chiropractic Pain Relief Clinic