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Catering Insurance

The catering business can involve a lot of risk. Caterers work on other businesses’ property and perhaps even in their kitchens, and rely on suppliers and other vendors to furnish the necessary items to provide food. With so much happening—between supplying food, preparing it, transporting it, and serving it to customers—much can unexpectedly go wrong. All of these variables put you at risk, so it is a good idea to make sure you are covered against possible problems with catering insurance.

Catering Insurance Policy Features

If you have employees, you need workers compensation coverage, and of course your own equipment should be covered. General liability coverage exists as well, to cover any damages you might cause (such as your heating units catching the building on fire).

If you serve alcoholic beverages you will need coverage for that as well, as there are more risks and exposure when alcoholic beverages are involved in to a business.

As a business owner, you will need coverage for yourself to take care of loses you might incur due to lost income. Mechanical breakdown, storms, and vehicle trouble are just a few things that could negatively affect your ability to render your catering services.

For a food services industry, liability is always a concern. Lawsuits arising from food poisoning (due to negligence or from mistakenly serving contaminated food) can cause a modest business with irreparable harm. A general small business liability policy will cover the basics, but there are other liabilities such as using a vehicle you don't own, having employees use those vehicles, and accidently damaging property when providing your services.

Call Insurance Shoppe today to find out what the best catering insurance policies are available for your situation. Our professional staff will guide you through the process of making sure you are covered for anything that might arise in your catering business. Existing customers can call our office for an update, and new customers can call to find out what we have available to fit your catering insurance needs.

Our Location

Insurance Shoppe - Post Falls

755 N. Regal Street
Post Falls, ID 83854
Main office: 208-773-7531
Fax: 866-800-5014

Our Providers

Testimonials

I have to say thank you to Amanda and her team at the Insurance Shoppe. You have been an incredible help with our coverage needs. What has impressed me most was how you reached out to me directly, without being prompted, to discuss a solution to help improve our insurance coverage and lower our premiums. I have never had anyone reach out like that to lower the amount they collected. The work you did has helped us save $2,000/year on our insurance from what we already thought was a fair, and low, payment. I’m telling all my friends and family to at least discuss their insurance needs with you and the team at the Insurance Shoppe because I know they will be as impressed as I have been. Thank you again for the excellent service. Looking forward to a long lasting partnership.

Cameron Barclift
Three years ago I switched all of my personal insurance to The Insurance Shoppe, including homeowners, cars, boats and camper. Aimee was able to reduce my monthly premiums while still maintaining the same coverage. Their customer service has always been top-notch. I would highly recommend the Insurance Shoppe for your insurance needs. - Judy Kirking

I was amazed at the ease with which the Insurance Shoppe was able to take over my business lines of insurance. They thoroughly review the policies to ensure that we had the right coverage in place and save the company money in the process. They always respond quickly to requests for certificates of insurance and answer any questions I have about coverage promptly. I would recommend them to any business owner that needs a responsive, trustworthy, and cost effective solution for their insurance needs! - Loni Knepper, President, Background Source Intl.

I have been a loyal State Farm customer most of my adult life. I've entrusted our cars, homes and toys to State Farm for many years. After meeting the folks at The Insurance Shoppe, I found that I could get equal or better coverage through their carriers, usually for less money. One at a time, I continue to cancel policies with State Farm and sign up with The Insurance Shoppe. The coverage and premiums are great but the people are even greater. I'm never made to feel like just another customer. Thanks for the great service. - Tom Pray, Sierra Security

Sally at the Insurance Shoppe is awesome; she has taken care of all our business insurance needs and is now taking over our personal insurance, too. Thanks for being there for us. - Ben Keele, QualityByte Computers

Sally at the Insurance Shoppe has been great to work with. Not only has she been able to find me the lowest rates, it's been so easy. They find out what is best for me, and then they make it happen. They take care of all my insurance needs. - Dr. Jeff Priebe, Chiropractic Pain Relief Clinic